Question 1

Why should I consider hiring Compound Advisory?

Accepted Answer

Compound Advisory is built for people approaching or already in retirement who want a coordinated plan, not just a portfolio. The firm is fee-only, fiduciary, does not sell products, and coordinates tax-smart withdrawals, Social Security timing, retirement income, and investment management.

Question 2

How are you different than other financial advisors?

Accepted Answer

Compound Advisory focuses on retirement and pre-retirement planning, limits new client relationships, and builds recommendations around each household's tax situation, income needs, goals, and timeline rather than assigning model portfolios by age.

Question 3

How are your fees structured?

Accepted Answer

Compound Advisory charges a transparent annual advisory fee based on managed assets. The firm is fee-only and does not earn commissions or compensation from product companies.

Question 4

Do you work with clients nationwide?

Accepted Answer

Yes. Compound Advisory is based in Annapolis, Maryland and serves clients across all 50 states through secure video meetings and cloud-based planning tools.

Question 5

Where are my investments held?

Accepted Answer

Client assets are held at independent third-party custodians including Altruist and Charles Schwab. Compound Advisory does not take custody of client assets.

Question 6

What is the Compound Cultivator methodology?

Accepted Answer

The Compound Cultivator methodology coordinates investments, taxes, income, and estate planning into one integrated retirement strategy so each recommendation considers the household's complete financial picture.

Frequently Asked Questions