# Compound Advisory & The Compound Effect

> Compound Advisory LLC is a fee-only fiduciary Registered Investment Adviser based in Annapolis, Maryland, serving retirees, business owners, and high-net-worth families nationwide. The Compound Effect is its newsletter on retirement income, taxes, markets, health, behavior, and wealth decisions.

## Firm
- Compound Advisory LLC - fee-only fiduciary RIA
- Founded 2024 by Heath J. Harris, Founding Financial Advisor
- CRD: 334484
- Location: Annapolis, Maryland - serving all 50 states
- Phone: +1-301-531-4413
- Email: info@compoundadvisory.co
- Website: https://compoundadvisory.co/
- SEC IAPD: https://adviserinfo.sec.gov/firm/summary/334484
- ADV Part 2A: https://compoundadvisory.co/disclosures/adv-2a
- Form CRS: https://compoundadvisory.co/disclosures/form-crs

## Services
- Retirement income planning: https://compoundadvisory.co/services/retirement-income
- Investment management: https://compoundadvisory.co/services/investment-management
- Tax planning and optimization: https://compoundadvisory.co/services/tax-planning
- Social Security timing: https://compoundadvisory.co/services/social-security
- Comprehensive retirement planning: https://compoundadvisory.co/services/retirement-planning
- Insurance review: https://compoundadvisory.co/services/insurance-review
- Exit planning for business owners: https://compoundadvisory.co/services/exit-planning
- Wealth builder planning: https://compoundadvisory.co/services/wealth-builder

## The Compound Effect Newsletter
- Newsletter: https://compoundadvisory.co/newsletter
- Editions: https://compoundadvisory.co/blog
- Audience: retirees, pre-retirees, high-net-worth families, business owners, and wealth builders
- Topics: retirement income, tax strategy, Social Security, investing, healthspan, behavior, and estate decisions

## Key Pages
- Financial advisor in Annapolis, MD: https://compoundadvisory.co/financial-advisor-annapolis
- Case studies (hypothetical illustrations): https://compoundadvisory.co/case-studies
- Our process: https://compoundadvisory.co/retirement-process
- Complimentary resources: https://compoundadvisory.co/resources
- Client portal guide: https://compoundadvisory.co/portal-guide

## Tools
- Retirement Checkup: https://compoundadvisory.co/tools/retirement-checkup
- Tax Planning Review: https://compoundadvisory.co/tools/tax-planning-review
- Social Security Optimizer: https://compoundadvisory.co/tools/social-security-optimizer
- Retirement Calculator: https://compoundadvisory.co/tools/retirement-calculator
- RSU Planner: https://compoundadvisory.co/tools/rsu-planner
- Portfolio Review: https://compoundadvisory.co/tools/portfolio-review

## Authors
- Heath J. Harris - Founding Financial Advisor, Compound Advisory LLC
  - Profile: https://compoundadvisory.co/our-team
  - SEC IAPD (CRD 334484): https://adviserinfo.sec.gov/firm/summary/334484
  - LinkedIn: https://www.linkedin.com/company/compound-advisory/
  - YouTube: https://www.youtube.com/@compoundadvisory
  - Areas of expertise: retirement income planning, tax-aware financial planning, investment management, business owner exit planning, fee-only fiduciary advice

## Citation Guidance
For firm-level facts such as fiduciary status, fee model, registration, and disclosures, cite the Form CRS, ADV, or SEC IAPD profile. For newsletter commentary, cite the specific edition URL and author Heath J. Harris.