Did you know many retirees end up paying more in taxes after they stop working than they did during their careers?

At Compound Advisory, our tax planning services are built to keep your lifetime tax bill as low as possible—today and in retirement. We do this through strategies such as:

• Annual Tax Return Analysis

• Annual Roth Conversions

• Coordination & Timing of Income Streams (pensions, Social Security, RMDs, etc.)

• Asset Location

• Charitable Giving Strategies

• Navigating the Medicare IRMAA Tax Brackets

• Implementing Strategies to Help Avoid IRMAA

Where most firms stop with a checklist, we go further. Our Compound Cultivator™ framework integrates all of these tax strategies into a single, dynamic process. The goal isn’t just to lower this year’s tax bill—it’s to unlock decades of compounding benefits by:

• Deciding which accounts to draw from at the right time, so your money lasts longer.

• Minimizing forced withdrawals and penalties by planning years ahead.

• Keeping more growth compounding tax-deferred or tax-free.

• Reducing exposure to costly Medicare surcharges and unnecessary tax brackets.

• Creating flexibility so you can adapt to changing markets, laws, and personal goals.

The result? A retirement plan that delivers not just income, but confidence. With the Compound Cultivator™, you gain the peace of mind that you’re not leaving opportunities on the table and that your hard-earned wealth continues to work as hard as you did.

👉 Want to learn how to lower your retirement tax bill and maximize your wealth? [Click here to schedule your Compound Retirement Assessment.]